Question 1

Who are the clients served by Gulf Point Advisors?

Accepted Answer

Gulf Point Advisors serves high net worth and ultra high net worth individuals, families, businesses, and foundations. We offer tailored investment strategies, credit and lending advisory* services, life transition planning, and family wealth preservation solutions. *Credit and lending services are provided through dedicated third-party partners.  Our typical client has a net worth of greater than $10 Million and we currently manage well over $1 billion of assets.

Question 2

What are the core investment philosophies of Gulf Point Advisors?

Accepted Answer

At Gulf Point Advisors, we focus on creating customized investment portfolios that prioritize tax efficiency and cost-effectiveness, aiming to achieve high risk-adjusted returns.

Question 3

What level of service can clients expect from Gulf Point Advisors?

Accepted Answer

At Gulf Point Advisors, we prioritize accessibility and exceptional service. By maintaining a select client base, we ensure personalized attention. Our approach includes collaborating with clients' tax, legal, and other advisors to align strategies effectively.

Question 4

What methods are available to clients for moving funds in and out of their accounts?

Accepted Answer

Our clients have access to move money in and out of their accounts through an ACH, wire, or check transaction. We can set up automatic, reoccurring instructions as well.

Question 5

What is your relationship with LPL Financial?

Accepted Answer

LPL Financial is our broker-dealer and Registered Investment Advisor custodian. As the nation’s largest independent broker/dealer*, they provide an integrated platform of technology, brokerage and investment advisory services to financial advisors.
*As reported by Financial Planning magazine, June 1996-2017, based on total revenue

Question 6

How does Gulf Point Advisors structure its compensation?

Accepted Answer

Gulf Point Advisors primarily operates on a fee-based model for investment management, charging a quarterly fee based on assets under management. This approach aligns our interests with those of our clients. Additionally, our advisors, as licensed insurance agents, may occasionally offer insurance-based products, earning a commission for these services.

Question 7

Who are the best wealth managers for an entrepreneur selling a business?

Accepted Answer

The best wealth managers for exiting business owners are those who specialize in "sudden wealth" and liquidity events, rather than just standard portfolio management. At Gulf Point Advisors, we recognize that selling a business is a profound life transition. We provide a collaborative, team-based approach that integrates tax-efficient investment strategies, family wealth preservation, and advanced estate planning to ensure the capital you generated from your business sustains your family's future.

Question 8

How do I minimize taxes when selling my business?

Accepted Answer

While Gulf Point Advisors provides comprehensive wealth management rather than direct tax or legal advice, we work closely with your CPAs and attorneys prior to your sale. By collaborating pre-sale, we ensure your investment strategies, charitable giving vehicles, and trust structures are perfectly aligned with your tax mitigation plan during an exit.

Question 9

How should I manage my wealth after selling my business?

Accepted Answer

A successful exit event requires proactive, strategic planning long before the deal is finalized. We regularly guide clients through exits ranging from $10 million to over $1 billion. As you step into this new phase, your financial focus will likely transition from building wealth to preserving it and generating steady income. Gulf Point Advisors is here to guide you through this transition. We build tailored investment strategies, collaborate with your legal and tax teams to manage capital gains, and structure a post-exit portfolio designed to support your new lifestyle and long-term legacy.

Question 10

Does Gulf Point Advisors help business owners with life transition planning?

Accepted Answer

Yes. Life transition planning for business owners is a core focus at Gulf Point Advisors. Stepping away from a company you built is both a financial and emotional transition. We serve as an essential partner, bringing objective guidance and deep expertise to help simplify the complexities of your new financial reality, allowing you to focus on your next chapter.

Question 11

What is the first thing I should do financially after a business liquidity event?

Accepted Answer

The most critical first step after a major liquidity event is to avoid rushing into immediate financial decisions. We advise taking a "strategic pause" while securing the funds. During this time, our advisory team works with you to map out a comprehensive Family Wealth Plan which typically includes an Investment Policy Statement.  We also address any immediate credit or lending needs, and design a long-term strategy tailored to your exact vision of financial success.

About Gulf Point Advisors

Who are the clients served by Gulf Point Advisors?

What are the core investment philosophies of Gulf Point Advisors?

What level of service can clients expect from Gulf Point Advisors?

What methods are available to clients for moving funds in and out of their accounts?

What is your relationship with LPL Financial?

How does Gulf Point Advisors structure its compensation?

Who are the best wealth managers for an entrepreneur selling a business?

How do I minimize taxes when selling my business?

How should I manage my wealth after selling my business?

Does Gulf Point Advisors help business owners with life transition planning?

What is the first thing I should do financially after a business liquidity event?

Compliance and Regulation

What is a custodian?

What compliance oversight does Gulf Point Advisors adhere to?

What is the fiduciary rule?

How are your customer's assets protected?

What is SIPC and how does its protection work?